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Property 17 Property 17

REF ADI17

ASSISTED PURCHASE 40% OWNER FINANCE OFFERED

FINANCE OPTION WITH $38,000 DOWNPAYMENT INC BUYING EXPENSES

Cash price $63,900 (inc expenses), Substantial house comprising of three apartments

Fully tenanted rent roll $1,500 per month

Net annual return, after fixed running costs & MORTGAGE PAYMENTS 24%

CLICK HERE FOR MORE PICTURES & DETAILS OF ADI17

High Yield Investment opportunity situated in Syracuse, New York State.

Comments; Substantial property with three fully rented apartments situated in a good rental location in the North-side of the city less than one mile from the carousel center and the Destiny USA project, the city center and meters away from St Josephs hospital. The property has been well maintained by its current owner and the apartments are attractive with hardwood floors throughout

The Loan; 40% $25,900 finance offered at a Interest rate of 7% for a 20 year amortized mortgage that will balloon in 3 years. Taxes will be escrowed. Monthly payments = $201 + $280 Property tax = $481

Property Type

Substantial detached property consisting of Three apartments ( 1 x 3, 1 x 2 & 1 X 1 bedroom apartments)

Key features

· Down payment $38,000 / £24,516/ €28,148 inc buying costs

· Purchase price $63,900 / £41,225/ €47,333 inc buying costs

· Gross annual return $18,000 / £11,612 / €13,333

· Return after fixed running costs inc mortgage payments $8,928 / £5,760 / €6,613 24%

· Fully tenanted with long-term tenants.

· Well maintained throughout.

· THREE apartments 1 x 3,1 X 2 & 1 X1 bedroom

· Good North-side location

· Fully tenanted producing income from day one

· Full management service provided

Financial details

Net rental yield after fixed annual running costs & Mortgage repayments

($18,000 – less running costs; $1,800 management, $1,500 water and insurance, $5,772 Mortgage payments/property taxes =$8,928)

Gross rental income; $1,500 / £968 / €1,111 per month

Net rental income; $744 / £480 / €551 per month

Buying expenses

The all inclusive purchase costs for this property are $4,000 and are included in the down payment. You could own this property for a down payment of $38,000 and not a cent more, approximately £24,516 / €14,055 with all buying, legal fees & commissions paid.

We will have the property surveyed and a full management report prepared for you on the property, THERE ARE NO HIDDEN EXTRAS, ALLTHIS IS INCLUDED IN THIS PRICE.

Approximate breakdown of purchase costs per property are as follows;

Legal costs: $1,200

Survey costs / Property report: $1,000

Commission / fees: $1,800

Please note that with the ever changing exchange rates we have used £1=$1.55 & €1= $1.35 for guidance only, as all property prices are set in USD.

INTERESTED IN THIS PROPERTY? CONTACT US FOR DETAILS

We provide a complete purchasing service and will introduce the management that will maintain the property and collect the rent.

We will also source any property for our clients to suit their needs and budget.


Property 18 Property 18

REF ADI 18

Financed opportunity, Mortgage offered*.

You could own this house from as little as a $13,625 down payment (inc all fees)

Term fifteen years with a three year balloon payment, Interest Rate 9.75% per annum

EXCELLENT NORTH-SIDE LOCATION FULLY RENTED

NET ANNUAL RETURN, AFTER FIXED RUNNING COSTS & LOAN REPAYMENTS: 24%

High yield investment opportunity situated in the favored north-side of Syracuse, New York State.

CLICK HERE FOR MORE PICTURES & DETAILS OF ADI18

Property Type:

Detached house consisting of two apartments (1 x 1 & 1 x 2 bedroom apartments)

Our comments: This property is fully rented but the rents are low at $500 pm for the two bedroom and $375 for the one bedroom apartments, these should be increased to $625 & $500 pm respectively as the heating costs are included in the rent, the management company will do this immediately for the new owner so we have based following financial details on these figures. Alternatively a second furnace could be installed at around a cost of $1,800 so the tenants would be responsible for their own heating costs this could easily done for the new owner by the property management company and if this was done the rents should be $500+$400 per month with the tenants paying the utilities.

*The loan; This property is being sold by a local lender in Syracuse and they have agreed to offer a short-term loan to a buyer subject to status you will find a rough financial breakdown below and we will send a copy of the mortgage application forms on request and put interested buyers in direct contact with the lender/seller so they can discuss confidentially the financial package offered. Note; The cash price for this property is the lower negotiated price of $30,500 Inc costs, the finance option price for this property is the listing price of $39,500 Inc. $5,000 costs

*SUBJECT TO STATUS & APROVAL BY THE LENDER

Down payment summary; Down payment required including all purchase costs $13,625 ($8,625 25% + $4,000 + $1,000 Mortgage arrangement fee.)

Mortgage summary A $25,875 loan to cover the property at 9.75% amortized (repaid) over 15 year amortization with a 3 year balloon that would put monthly payments at $275, but the loan would need to be paid off or refinanced at the end of a 3 year term.

*Mortgage: Term 15 years with 3 year balloon payment

· Price INC Fees; $39,500/£24,687/€28,214

· Down payment INC fees,$13,625/£8,515/€9,732 ($8,625 25% deposit + $4,000 + $1,000 Mortgage arrangement fee.)

· Mortgage; $25,875.

· Monthly loan repayments $275

· Gross annual return; $13,500/£8,437/€9,642

· Net annual return after running costs and loan repayments $3,398 /£2,265 /€2,517 31%

Key features

· Down payment INC all fees; $13,625/£8,515/€9,732.

· Price INC Fees; $39,500/£24,687/€28,214

· Return after fixed running costs; $3,250 /£2,031 /€2,321 24%

· Assessed value $47,000

· Consisting of two apartments 2 + 1 Bedroom.

· Excellent location

· Very high yield

· Fully tenanted and producing an income

· Full property management service provided

Financial details income & annual expenses

Net rental yield, after FIXED annual running costs;

($13,500 – less running costs; $1,350 management, $1,000 water and insurance, $2,100 property taxes, $3,300 loan repayment, $2,500 heat costs=$3,250)

Gross rental income; $1,125 / £703 / €803 per month

Net rental income; $270 / £169 / €193 per month

Buying expenses

The all inclusive purchase costs for this property are $4,000.You could own this property for $13,625 ( Including the $8,625 24% down payment )and not a cent more, approximately £8,515 / €9,732 with all buying, legal fees & commissions paid and $1,000 loan arrangement fee charged by the lender.

We will have the property surveyed, and a full management report prepared for you on the property, the rent-ability and the tenants, THERE ARE NO HIDDEN EXTRAS, ALL THIS IS INCLUDED IN THE PRICE.

Approximate breakdown of purchase costs per property are as follows;

Legal costs: $1,200

Survey costs / Property report: $1000

Valuation costs: $1000

Commission/fees: $1,800

Please note that with the ever changing exchange rates we have used £1=$1.6 & €1= $1.4 for guidance only, as all property prices are set in USD.

We provide a complete purchasing service and will introduce the management that will maintain the property and collect the rent.


Property 19 Property 19

REF ADI 19

Financed opportunity, Mortgage offered*.

You could own this house from as little as a $13,625 down payment (inc all fees)

Term fifteen years with a three year balloon payment, Interest Rate 9.75% per annum

EXCELLENT NORTH-SIDE LOCATION FULLY RENTED

NET ANNUAL RETURN, AFTER FIXED RUNNING COSTS & LOAN REPAYMENTS: 24%

High yield investment opportunity situated in the favored north-side of Syracuse, New York State.

CLICK HERE FOR MORE PICTURES & DETAILS OF ADI 19

Property Type:

Detached house consisting of two apartments (1 x 1 & 1 x 2 bedroom apartments)

Our comments: This property is fully rented but the rents are low at $500 pm for the two bedroom and $375 for the one bedroom apartments, these should be increased to $625 & $500 pm respectively as the heating costs are included in the rent, the management company will do this immediately for the new owner so we have based following financial details on these figures. Alternatively a second furnace could be installed at around a cost of $1,800 so the tenants would be responsible for their own heating costs this could easily done for the new owner by the property management company and if this was done the rents should be $500+$400 per month with the tenants paying the utilities.

*The loan; This property is being sold by a local lender in Syracuse and they have agreed to offer a short-term loan to a buyer subject to status you will find a rough financial breakdown below and we will send a copy of the mortgage application forms on request and put interested buyers in direct contact with the lender/seller so they can discuss confidentially the financial package offered. Note; The cash price for this property is the lower negotiated price of $30,500 Inc costs, the finance option price for this property is the listing price of $39,500 Inc. $5,000 costs

*SUBJECT TO STATUS & APROVAL BY THE LENDER

Down payment summary; Down payment required including all purchase costs $13,625 ($8,625 25% + $4,000 + $1,000 Mortgage arrangement fee.)

Mortgage summary A $25,875 loan to cover the property at 9.75% amortized (repaid) over 15 year amortization with a 3 year balloon that would put monthly payments at $275, but the loan would need to be paid off or refinanced at the end of a 3 year term.

*Mortgage: Term 15 years with 3 year balloon payment

· Price INC Fees; $39,500/£24,687/€28,214

· Down payment INC fees,$13,625/£8,515/€9,732 ($8,625 25% deposit + $4,000 + $1,000 Mortgage arrangement fee.)

· Mortgage; $25,875.

· Monthly loan repayments $275

· Gross annual return; $13,500/£8,437/€9,642

· Net annual return after running costs and loan repayments $3,398 /£2,265 /€2,517 31%

Key features

· Down payment INC all fees; $13,625/£8,515/€9,732.

· Price INC Fees; $39,500/£24,687/€28,214

· Return after fixed running costs; $3,250 /£2,031 /€2,321 24%

· Assessed value $47,000

· Consisting of two apartments 2 + 1 Bedroom.

· Excellent location

· Very high yield

· Fully tenanted and producing an income

· Full property management service provided

Financial details income & annual expenses

Net rental yield, after FIXED annual running costs;

($13,500 – less running costs; $1,350 management, $1,000 water and insurance, $2,100 property taxes, $3,300 loan repayment, $2,500 heat costs=$3,250)

Gross rental income; $1,125 / £703 / €803 per month

Net rental income; $270 / £169 / €193 per month

Buying expenses

The all inclusive purchase costs for this property are $4,000.You could own this property for $13,625 ( Including the $8,625 24% down payment )and not a cent more, approximately £8,515 / €9,732 with all buying, legal fees & commissions paid and $1,000 loan arrangement fee charged by the lender.

We will have the property surveyed, and a full management report prepared for you on the property, the rent-ability and the tenants, THERE ARE NO HIDDEN EXTRAS, ALL THIS IS INCLUDED IN THE PRICE.

Approximate breakdown of purchase costs per property are as follows;

Legal costs: $1,200

Survey costs / Property report: $1000

Valuation costs: $1000

Commission/fees: $1,800

Please note that with the ever changing exchange rates we have used £1=$1.6 & €1= $1.4 for guidance only, as all property prices are set in USD.

We provide a complete purchasing service and will introduce the management that will maintain the property and collect the rent.


Property 20 Property 20

REF ADI20

Financed option with $31,000 down payment INC costs

This property comes with a three year finance package subject to approval by the lender

You could own this house from as little as a $31,000 down payment (inc all fees)

Term fifteen years with a three year balloon payment, Interest Rate 9.75% per annum

Substantial property consisting of 2 x duplex apartments & a 3 Bedroom separate house

Fully tenanted and bringing in an income

NET ANNUAL RETURN, AFTER FIXED RUNNING COSTS & LOAN REPAYMENTS: 35%**

High Yield Investment opportunity situated in Syracuse, New York State.

CLICK HERE FOR MORE PICTURES & DETAILS OF ADI20

Property Type

Two Detached properties on one lot consisting of two Duplex apartments and a separate house all with three bedrooms.

Our comments; There are two separate houses on the same lot the house at the front of the plot consists of two duplexes with their own street entrances with accommodation over two floors which gives them a very good layout both apartments have three bedrooms. Behind the front property is a separate three bedroom house giving a total of three large three bedroom units on one This house can be bought for cash or with a three year financial package with a 50% deposit. Note; The cash price for this property is the lower negotiated price of $49,000 Inc costs, the finance option price for this property is the listing price of $57,000 Inc. $5,000 costs

*The loan; This property is being sold by a local lender in Syracuse and they have agreed to offer a short-term loan to a buyer subject to status you will find a rough financial breakdown below and we will send a copy of the mortgage application forms on request and put interested buyers in direct contact with the lender/seller so they can discuss confidentially the financial package offered.

*SUBJECT TO STATUS & APROVAL BY THE LENDER

** CALCULATED ON DOWNPAYMENT OF $31,000

Mortgage summary A $26,000 loan 50% of purchase price 9.75% amortized (repaid) over 15 year amortization with a 3 year balloon that would put monthly payments at $276, but the loan would need to be paid off or refinanced at the end of a 3 year term.

*Mortgage & income:

· Term 15 years with 3 year balloon payment

· Purchase price INC Fees; $57,000/£35,625/€40,714

· Down payment INC fees, $31,000 / £19,375/ €22,142 ($26,000 50% down payment + $4,000 + $1,000 Mortgage arrangement fee.)

· Mortgage; $26,000.

· Monthly loan repayments $276

· Gross annual return; $19,800 / £12,375 / €14,142

· Net annual return after running costs and loan repayments $10,808 / £6,755 / €7,720 35%

Key features

· Down payment $27,500 / £17,187/ €19,643 inc buying costs

· Purchase price $55,000 / £34,375/ €39,285.inc buying costs.

· Gross annual return $19,800 / £12,375 / €14,142

· **Net annual return after fixed running costs $10,808 / £6,755 / €7,720 35%

· Two houses on one lot

· Two houses with Two duplexes + separate house

· Good Westside location

· Fully tenanted producing income from day one

· Full management service provided

Financial details

Rent roll per month 3 x $550 = $1650

Net rental yield after fixed annual running costs

($19,800 – less running costs; $1,980 management, $1500 water and insurance, $2,200 property taxes, $3,312 Annual mortgage payments =$10,808)

Gross rental income; $1,650 / £1,031 / €1,178 per month

Net rental income; $901 / £563 / €643 per month

Buying expenses

The all-inclusive purchase costs for this property are $4,000.You could own this property for $31,000 and not a cent more, approximately £19,3750 / €22,142 with all buying, legal fees & commissions paid.

We will have the property surveyed and a full management report prepared for you on the property, THERE ARE NO HIDDEN EXTRAS, ALL THIS IS INCLUDED IN THIS PRICE.

Approximate breakdown of purchase costs per property are as follows;

Legal costs: $1,200

Survey costs / Property report: $1,000

Commission / fees: $1,800

Please note that with the ever changing exchange rates we have used £1=$1.6 & €1= $1.40 for guidance only, as all property prices are set in USD.


Down payment summary; 50% Down payment required plus all purchase costs $31,000 ($26,000 + $4,000 costs + $1,000 Mortgage arrangement fee.)


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